You really can't go wrong with a Horror Whores from a FRIDAY THE 13TH film. Take today's for example - there isn't much in terms of nudity, meaning there's not much chest, but this scene pretty much defines the term 'Horror Whore.' You're at a camp where teens have been brutally murdered for years. It's the middle of the night. Let's go skinny dipping! ... I'm not going to lie, I would follow her in too.
Friday the 13th Part VII: The New Blood (1988)